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24 Dec 2009
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BDZ,I don't know why your insurance is so expensive?I'm 48,L'pool postcode,6 yrs no claims,XT600 & FZ750,both rebuilt valued @ £5,000 fully comp,with Bennetts £150.I could have got insured for both bikes TPFT less than £100,with the previous insurers but they come across as idiots & I'd rather pay more for peace of mind..
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24 Dec 2009
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Location: Leeds UK
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My lad (16yo) has been getting quotes for his scooter and they were about £400 he then added Datatag and his quote went up to £450!!!
I don't know if you were just ticking the wrong box somewhere???
__________________
Tom
I'm a country member...
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25 Dec 2009
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Quote:
Originally Posted by MARK.F
BDZ,I don't know why your insurance is so expensive?I'm 48,L'pool postcode,6 yrs no claims,XT600 & FZ750,both rebuilt valued @ £5,000 fully comp,with Bennetts £150.I could have got insured for both bikes TPFT less than £100,with the previous insurers but they come across as idiots & I'd rather pay more for peace of mind..
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Mystery to me too! We're in the same age bracket (supposedly safe, until we start to get doddery around 70 and it starts to go up again), I'm in the lowest postcode bracket (SA62), 3 years NCD, bikes valued at £4k and £1k (guess which!), fully comp. XT has Datatag, Honda has HISS.
I don't really know why I have fully comp - probably habit, instilled by my Dad when I first insured a car. I've never claimed on bike insurance, and only once for a car (serious smack, not my fault), as when you take the excess into account it's hardly worth claiming for the usual minor knocks and scrapes. I probably would be better off with TPFT, but old habits die hard.
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25 Dec 2009
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Hello,
Ive been with Ebike for at the last 4 years without any problems and have had up to 4 bikes covered on the one policy. The only company I found that was willing to cover more than a couple of bikes. I haven't had to claim on the policy so can't comment on that side of things but all seems to be in order. I would advise against lying about the bikes or yourself on the on-line form remember they could refuse to pay out or reduce the settlement figure accordingly. I'm sure they also automatically covered me for Morroco possibly had to request a Green card??
Best regards Sam
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26 Dec 2009
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Hi BDZ,
As mentioned before, I have the same bikes as you. I was with Bennetts until November when the renewal quote was £249.00, up from £190 the year before. This is for fully comp, b.t.w. Shopped around and ended up with Devitt at £129 for both bikes. It is the same with a lot of other insurances. There are all sorts of discounts for new business but the good old loyal customer gets shafted. I often wonder if it is the time of day, which day, if there are clouds in the sky etc. which really dictate the premiums.
As has been suggested by others, common experience appears to go with shopping around, but always answer the questions truthfully.
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26 Dec 2009
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I would never lie on an insurance form. Not worth it.
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Check the RAW segments; Grant, your HU host is on every month!
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