Blue SAT building
You get both the FMM and TVIP right as soon as you cross the border in the blue SAT building. Within a hundred yards of the border. If you can't see it as soon as you cross, stop and ask the first person you see in a uniform.
More info here:
https://www.bajabound.com/before/per...mmigration.php
Depending on where you leave Mexico, there will be a similar building near the border to get your deposit back.
As for information about insurance. It's not very expensive for liability (required) and I've heard that it can be fairly expensive it you want more. There are a number of online sites that sell it. You can get quotes and buy it now,or whenever, no TVIP required. I get mine at Lewis and Lewis. I have no idea whether they are the best or the cheapest.
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