Cant advise re going without valid documentation and insurance in continental europe, but playing russian roulette with only one chamber empty in UK , if insurance is not valid in Uk then vehicle can be seized by Police , at time of stop , and they have direct link to insurance database .
This is a fairly targeted enforcement in UK at the moment due to exploitation of some EU transit loopholes by some recent joined countries motorists . HTSH
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Current : 2007 Mowag Bucher Duro 6x6 Motorhome , 2006 Sedici 4x4, 2007 Range Rover supercharged
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