Go Back   Horizons Unlimited - The HUBB > Planning, Trip > TRAVEL Hints and Tips
Comprehensive Insurance for Central America Comprehensive Insurance for Central America
Register FAQ Calendar Today's Posts
TRAVEL Hints and Tips Post your TIPS to travellers - all the interesting little tidbits you learned on the road about packing, where to get stuff, and how to cope with problems. Please make sure the subject describes the tip clearly!
Photo by Andy Miller, UK, Taking a rest, Jokulsarlon, Iceland

I haven't been everywhere...
but it's on my list!


Photo by Andy Miller, UK,
Taking a rest,
Jokulsarlon, Iceland



Like Tree3Likes
  • 1 Post By Grant Johnson
  • 1 Post By markharf
  • 1 Post By Andy Young

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 23 Oct 2024
Registered Users
New on the HUBB
  
Join Date: Oct 2024
Posts: 9
Comprehensive Insurance for Central America
Anybody know of a company that will sell comprehensive bike insurance for Central American countries? Specifically Guatemala and El Salvador. I’ve found providers for liability, but none that will cover theft, accident, etc. Whether or not I can find this will effect which bike I take.

Thanks
Reply With Quote
  #2  
Old 24 Oct 2024
Grant Johnson's Avatar
HU Founder
Veteran HUBBer
  
Join Date: Dec 1997
Location: BC Canada
Posts: 7,313
No chance, no one will cover it - which is why many travellers take a cheap bike.
Correction - Lloyds will last I heard, but I don't think you'll like the price.
Do all the usual things to secure it, and don't take an irreplaceable bike.
__________________
Grant Johnson
Seek, and ye shall find.
------------------------
Inspiring, Informing and Connecting travellers since 1997!
www.HorizonsUnlimited.com
Reply With Quote
  #3  
Old 4 Weeks Ago
Registered Users
New on the HUBB
  
Join Date: Oct 2024
Posts: 9
Yeah, I figured that was the case, but thought it worth asking. Thanks for the reply.
Reply With Quote
  #4  
Old 2 Weeks Ago
Registered Users
HUBB regular
  
Join Date: Oct 2024
Posts: 22
Andy is correct.

However, in Mexico (Still Central America), you can purchase insurance through a website called Baja Bound. We overlanded in a van and purchased through them. We lost two tyres and they towed us and replaced the tyres, minus the deductible.

In Guatemala, there is one place in Flores where we also purchased it. It was supposed to cover 4 countries travelling South. We didn't use it so don't know its effectiveness. Look on iOverlander to find it. In each of the countries S of Guatemala, you will still have to purchase the SOAT (3rd party insurance) at each border.
Reply With Quote
  #5  
Old 2 Weeks Ago
Registered Users
New on the HUBB
  
Join Date: Oct 2024
Posts: 9
Hmmm…

Mexico is actually North America, though that’s probably a common misconception. I am aware of the full coverage available there. Was just hoping I could find some for south of there. Were you trying to say that the place in Flores was able to sell you comprehensive coverage for Guatemala, or just liability? In any case, thanks for the input and info.
Reply With Quote
  #6  
Old 1 Week Ago
Registered Users
HUBB regular
  
Join Date: Oct 2024
Posts: 22
Yes...Mexico to Panama is North America, but everything from Mexico to Panama is commonly referred to as Central America.

The place in Flores was able to sell comprehensive coverage. But, it's been 5 years since I've done it, so check iOverlander for the icon for insurance to see if it's still available.
Reply With Quote
  #7  
Old 1 Week Ago
Super Moderator
Veteran HUBBer
  
Join Date: Jul 2007
Location: Bellingham, WA, USA
Posts: 3,971
Virtually all authorities define Central America as consisting of the 7 countries south of Mexico. There are exceptions, of course, including those who include 25 or so Caribbean countries, but that’s marginal. This definition is framed in political and geographical terms.

I don’t make the rules; I’m merely reporting.

Confirmation of the existence of comprehensive insurance for Central American countries would be welcome news for some riders. This question has come up before.
Reply With Quote
  #8  
Old 1 Week Ago
Registered Users
New on the HUBB
  
Join Date: Oct 2024
Posts: 9
That’s my understanding as well:

North America:

Canada
United States of America
Mexico


Central America:

Guatemala
Honduras
Belize
El Salvador
Nicaragua
Costa Rica
Panama


South America:

Pretty self-explanatory, but including none of the above.
Reply With Quote
  #9  
Old 1 Week Ago
Registered Users
New on the HUBB
  
Join Date: Oct 2024
Posts: 9
Quote:
Originally Posted by MTBE View Post
Yes...Mexico to Panama is North America, but everything from Mexico to Panama is commonly referred to as Central America.

The place in Flores was able to sell comprehensive coverage. But, it's been 5 years since I've done it, so check iOverlander for the icon for insurance to see if it's still available.

I just downloaded iOverlander. The insurance agent it shows in Flores is Todo Riesgo”. Is that the one you meant? I talked to them a while back and they said no comprehensive; only liability.
Reply With Quote
  #10  
Old 1 Week Ago
Registered Users
HUBB regular
  
Join Date: Oct 2024
Posts: 22
If it's the only one you can find in Flores on iOverlander, then yes, that's the one. Been over 5 years since we used them, and I know others that followed after Covid indicated that the coverage was limited, but I didn't know what the limitations were.

I guess you found out.....
Reply With Quote
Reply

« Previous Thread | Next Thread »

Currently Active Users Viewing This Thread: 2 (0 Registered Users and/or Members and 2 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Balkans Insurance - Here's the story, with details & sample documents PanEuropean Trip Paperwork 30 8 Jul 2023 07:19
Have I got this right? Young1 Central America and Mexico 12 17 Dec 2022 21:54
Comprehensive Guide To West Africa - Without Carnet Wanted sub-Saharan Africa 48 17 Jan 2020 22:50
Border crossings and bribes West Africa Oneroadoneworld.com Trip Paperwork 0 17 Nov 2017 19:08
Insurance through Latin America, the laborious task of getting quotes! Alexlak Central America and Mexico 15 3 May 2014 19:11

 
 

Announcements

Thinking about traveling? Not sure about the whole thing? Watch the HU Achievable Dream Video Trailers and then get ALL the information you need to get inspired and learn how to travel anywhere in the world!

Have YOU ever wondered who has ridden around the world? We did too - and now here's the list of Circumnavigators!
Check it out now, and add your information if we didn't find you.

Next HU Eventscalendar

ALL Dates subject to change.

2025 Confirmed Events:

  • Virginia: April 24-27 2025
  • Queensland is back! May 2-4 2025
  • Germany Summer: May 29-June 1 2025
  • CanWest: July 10-13 2025
  • Switzerland: Date TBC
  • Ecuador: Date TBC
  • Romania: Date TBC
  • Austria: Sept. 11-14
  • California: September 18-21
  • France: September 19-21 2025
  • Germany Autumn: Oct 30-Nov 2 2025

Add yourself to the Updates List for each event!

Questions about an event? Ask here

See all event details

 
World's most listened to Adventure Motorbike Show!
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...

Adventurous Bikers – We've got all your Hygiene & Protection needs SORTED! Powdered Hair & Body Wash, Moisturising Cream Insect Repellent, and Moisturising Cream Sunscreen SPF50. ESSENTIAL | CONVENIENT | FUNCTIONAL.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

2020 Edition of Chris Scott's Adventure Motorcycling Handbook.

"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)



Ripcord Rescue Travel Insurance.

Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.

Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.

Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!


 

What others say about HU...

"This site is the BIBLE for international bike travelers." Greg, Australia

"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK

"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia

"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA

"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada

"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa

"This is the answer to all my questions." Haydn, Australia

"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany

Lots more comments here!



Five books by Graham Field!

Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook

"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.



Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!

Your ad could be here, on EVERY page of the HUBB, or the whole website, or as many as you like!

New to Horizons Unlimited?

New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!

Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.

Susan and Grant Johnson Read more about Grant & Susan's story

Membership - help keep us going!

Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.

You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.



All times are GMT +1. The time now is 03:51.

Contact Us - Horizons Unlimited Motorcycle Travellers Website - Archive - Privacy Statement - Top