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26 Feb 2013
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I did Europe to Oz in 07-08, and at least back then my Green Card-insurance from my home country was valid all the way through Europe, and in Turkey and Iran (was surprised at that last one, but Iran was listed as a Green Card-country). But for Pakistan, India, Thailand, Malaysia, Indonesia and Australia, that insurance was not valid in any way. For over 4 months, my bike was completely uninsured, but once we arrived in Oz, I got the compulsory 3rd party insurance. Maybe I also bought something cheap for Thailand, can´t remember.
But it was stupid of me to do like that. I do NOT recommend you to ride around with an uninsured vehicle, anywhere. If you have an accident with serious consequences to someone else, you are screwed. One problem with the so-called “border insurances” is however, that they may not save you, either. Maximum compensation amounts can be very low compared to what we are used to back home. Or in the worst case, it could turn out, that it does not cover you at all (like somebody just simply gave you a piece of paper, that resembles an insurance form, and kept your money).
Don´t mean to scare you, but the aftermath of a serious road accident in a faraway country is something you seriously don´t want to go through. Maybe the worst thing of all is the fact, that you are financially better off than most locals are, so if you´re involved in an accident with them, you´re probably going to be the one, who pays, the language barrier will be massive, and the police may not be very helpful.
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26 Feb 2013
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Quote:
Originally Posted by pecha72
I did Europe to Oz in 07-08, and at least back then my Green Card-insurance from my home country was valid all the way through Europe, and in Turkey and Iran (was surprised at that last one, but Iran was listed as a Green Card-country). But for Pakistan, India, Thailand, Malaysia, Indonesia and Australia, that insurance was not valid in any way. For over 4 months, my bike was completely uninsured, but once we arrived in Oz, I got the compulsory 3rd party insurance. Maybe I also bought something cheap for Thailand, can´t remember.
But it was stupid of me to do like that. I do NOT recommend you to ride around with an uninsured vehicle, anywhere. If you have an accident with serious consequences to someone else, you are screwed. One problem with the so-called “border insurances” is however, that they may not save you, either. Maximum compensation amounts can be very low compared to what we are used to back home. Or in the worst case, it could turn out, that it does not cover you at all (like somebody just simply gave you a piece of paper, that resembles an insurance form, and kept your money).
Don´t mean to scare you, but the aftermath of a serious road accident in a faraway country is something you seriously don´t want to go through. Maybe the worst thing of all is the fact, that you are financially better off than most locals are, so if you´re involved in an accident with them, you´re probably going to be the one, who pays, the language barrier will be massive, and the police may not be very helpful.
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Wise words, and I remember reading your reports about your trip.
Nor do I think that you were utterly selfish in making that decision to ride for months and through various countries with no third party insurance cover; in different circumstances/places I have done the same.
It is a matter of risk of course, including an individuals attitude to risk; there have been other threads in here about such things, but, as a rule, the issue of insurance cover does not get a very big airing.
In some societies, typically Islamic, there is no strong concept of insurance; it is more a case of retribution/justice/compensation via "direct means", such as blood money.
Wiki doesn't say much about this terminology in fact (I feel let down by Wiki!!):-
Blood money - Wikipedia, the free encyclopedia
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21 Oct 2013
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I have got Australian reg bike. Arrived in the UK . Does anyone know where I can insurance cover for about a month
Cheers
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21 Oct 2013
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Quote:
Originally Posted by Pirate63
insurance cover for about a month
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You may have to pay for longer than one month (as a minimum) but take a look at the sticky thread on this subject:-
http://www.horizonsunlimited.com/hub...cheap-34822-14
It's a big thread so I suggest you start at the back, i.e. the latest posting, and work backwards for the latest answers to the question.
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13 Jun 2017
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In some societies, typically Islamic, there is no strong concept of insurance; it is more a case of retribution/justice/compensation via "direct means", such as blood money.
Wiki doesn't say much about this terminology in fact (I feel let down by Wiki!!):-
Blood money - Wikipedia, the free encyclopedia[/QUOTE]
I know this is an old thread but I feel the need to reply here, I cant let something that sounds like an unfounded claim stand especially in this context.
The quote about societies seeking blood money seems to target Muslim countries and I feel I have to answer. In countries where Sharia Law (islamic law) is applied, they still have civil law concepts governing businesses such insurance, banking (minus interests), commerce etc.
I know because I lived an worked there. The link to Wikipedia specifically says it applies to "Murder" Murder is killing people intentionally - not by accident.
And yes in some societies when you kill people on purpose they kill you, can you think of countries that do that? i can, USA is one of them...so forgive me if I feel that Muslims are unfairly targeted for harshly punishing "intentional murder"
it is a matter of local public policy and some countries dont want to make it about money otherwise rich people will feel comfortable getting rid of people they don't like and pay their way out of it.
Those countries have their issues but insurance and how it applies to accidents isn't one of them.
Finally, wikipedia is not a source. If there is an actual academic/legitimate source for this claim or first hand knowledge experience we would like to see it. thanks!
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