2Likes
-
1
Post By PanEuropean
-
1
Post By Donmanolo
|
31 May 2015
|
Registered Users
New on the HUBB
|
|
Join Date: May 2015
Posts: 5
|
|
Insure a EU motorbike kept in a different EU country
Hi there, I hope someone has some suggestions to getting a EU insurance for a bike kept in a different (EU) country.
I bought my bike in the 2010 in the UK where I was living, and then I moved permanently to the Netherlands. I tried to keep the bike here with me but Amsterdam is not the right place for a KTM 990 (rain and wind 300days/year), so I brought the motorbike to my childhood town in Italy, where my parent still live and I go quite often.
Current situation:
- I’m resident in Holland
- motorbike is in Italy, UK registered, not insured and Sorn.
I’ve considered importing the motorbike in Holland and getting a Dutch insurance, but there’s a silly import tax based on the VAT the Dutch tax office missed ($$$), that summed to the cost of bringing the bike up here, plus MOT and all the rest, turns around 2k euro. Also, I don’t expect to live here for too long and I’d be pissed off in going again through the import fees the next time I decide to move.
Keep the bike with the British plate is neither an option, because for some reasons the British insurers allow maximum 90 days outside the UK and expect you to perform MOT every year (go & back), last I am not anymore resident.
Italy doesn’t sound to be an option because also there I am not anymore resident.
So far I kept the motorbike off road, so insurance or not, it wouldn’t had made much difference, but I now would like to roam for a while and even if I am not an insurance believer, I’d like to avoid argues with the police in a country which I don’t understand the local language.
So I am not sure if I have any way-out, but I am pretty sure that nowadays I am not the only one who keeps the motorbike somewhere else from where he lives.
(Help!)
|
31 May 2015
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2007
Location: Zagreb, Croatia
Posts: 427
|
|
Will get back to you tomorrow, have to make some calls to find if there is a solution,
ride on
Dooby
|
1 Jun 2015
|
Gold Member
Veteran HUBBer
|
|
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
|
|
Sandro:
My suggestion is just a 'shot in the dark' that is not based on any specific knowledge of Italian licencing, but, for what it's worth, have you considered inquiring with the Italian authorities to see if it is possible to get a temporary plate issued by Italy?
Because your parents still live in the Italian town, you have a legitimate claim to a temporary Italian address... if your only objective is to plate and insure the bike for a limited time (less than, say, 12 months), it seems to me that it would be reasonable for the Italian authorities to issue you with a temporary plate, allowing you to ride the bike without formally importing it to Italy.
Again, just a thought, not based on any formal knowledge of the rules.
Michael
|
1 Jun 2015
|
|
Registered Users
Veteran HUBBer
|
|
Join Date: Nov 2004
Location: Mainly Slovenia
Posts: 371
|
|
Insure a EU motorbike kept in a different EU country
Actually there's no such thing as a temporary plate down here , at least not for used vehicles.
I'm sure others will chime in with better suggestions than mine but according to your status as a foreign resident you should still be able to just import the bike to Italy, the procedure is a bit of a pain but perfectly doable , then just get an online policy from genertel that offers full breakdown cover in Europe and can be suspended for all the time that the bike isn't being used . (ie, you have up to 24 months in which to use up your 12 months of cover )
Failing that , why not just 'sell' it to a family member , and import it in their name ? ( preferably someone fairly older so you save a bit on insurance . )There are no limits on who actually rides the bike or where, as long as they have a full licence. Having a bike that isn't registered under your own name is normally not an issue anywhere, at least until you leave the EU
Last edited by Donmanolo; 1 Jun 2015 at 10:12.
|
2 Jun 2015
|
Registered Users
New on the HUBB
|
|
Join Date: May 2015
Posts: 5
|
|
Thanks all for your valuable suggestions. I'll give a try to the ACI next time I'll go there.
|
2 Jun 2015
|
|
Registered Users
Veteran HUBBer
|
|
Join Date: Nov 2004
Location: Mainly Slovenia
Posts: 371
|
|
They will be happy to offered their expensive services..... Go to the Motorizzazione civile instead.
|
2 Jun 2015
|
Registered Users
Veteran HUBBer
|
|
Join Date: Dec 2007
Location: Zagreb, Croatia
Posts: 427
|
|
Quote:
Originally Posted by sandrocchio_01
Thanks all for your valuable suggestions. I'll give a try to the ACI next time I'll go there.
|
Nope, nothing is available as far as I have found. I think Michael is closest to what can be done, good luck
|
3 Jun 2015
|
Gold Member
Veteran HUBBer
|
|
Join Date: Jan 2002
Location: Toronto, Canada
Posts: 2,134
|
|
Sandro:
Another thought, again, a 'shot in the dark' not based on specific knowledge of the Italian rules, but based on knowledge of how these things work in other countries:
Have you considered permanently importing the bike from the UK (not Holland) to Italy, and declaring it to be 'settlers' effects"? Normally, when a person moves from one country to another, they are allowed to bring with them their personal effects, including a vehicle, and those possessions are referred to as 'settlers' effects' and are not subject to taxation. In the case of vehicles, it is common for countries to say that you must have owned the vehicle for a certain period of time (typically 6 months), but that is not a problem for you, you have owned the bike for quite a while.
In other words, just go to the Italian licence plate office, tell them that you have moved from the UK to Italy, and that you want to put an Italian plate and Italian insurance on your bike. Heck, if you can make that request in perfect Italian (even better if you can do it in the local dialect!), I can't see why they would refuse.
Michael
|
9 Jul 2015
|
Registered Users
New on the HUBB
|
|
Join Date: Sep 2014
Posts: 3
|
|
Importing (immatriculation) of the bike in Holland should not be very expensive if we are talking about a used bike on UK plates - just BPM.
As you don't say what bike it is nothing more can be said.
IF you had applied for a tax exemption when moving into Holland and you'd meet the requirements you'd be paying nothing.
I suggest you sell the bike in the UK and get another one on Dutch plates. Easiest solution.
__________________
Overlanding & Customs Paperwork Specialist
|
Currently Active Users Viewing This Thread: 1 (0 Registered Users and/or Members and 1 guests)
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
Next HU Events
ALL Dates subject to change.
2025 Confirmed Events:
- Virginia: April 24-27 2025
- Queensland is back! May 2-4 2025
- Germany Summer: May 29-June 1 2025
- CanWest: July 10-13 2025
- Switzerland: Date TBC
- Ecuador: Date TBC
- Romania: Date TBC
- Austria: Sept. 11-15
- California: September 18-21
- France: September 19-21 2025
- Germany Autumn: Oct 30-Nov 2 2025
Add yourself to the Updates List for each event!
Questions about an event? Ask here
See all event details
Check the RAW segments; Grant, your HU host is on every month!
Episodes below to listen to while you, err, pretend to do something or other...
2020 Edition of Chris Scott's Adventure Motorcycling Handbook.
"Ultimate global guide for red-blooded bikers planning overseas exploration. Covers choice & preparation of best bike, shipping overseas, baggage design, riding techniques, travel health, visas, documentation, safety and useful addresses." Recommended. (Grant)
Ripcord Rescue Travel Insurance™ combines into a single integrated program the best evacuation and rescue with the premier travel insurance coverages designed for adventurers.
Led by special operations veterans, Stanford Medicine affiliated physicians, paramedics and other travel experts, Ripcord is perfect for adventure seekers, climbers, skiers, sports enthusiasts, hunters, international travelers, humanitarian efforts, expeditions and more.
Ripcord travel protection is now available for ALL nationalities, and travel is covered on motorcycles of all sizes!
What others say about HU...
"This site is the BIBLE for international bike travelers." Greg, Australia
"Thank you! The web site, The travels, The insight, The inspiration, Everything, just thanks." Colin, UK
"My friend and I are planning a trip from Singapore to England... We found (the HU) site invaluable as an aid to planning and have based a lot of our purchases (bikes, riding gear, etc.) on what we have learned from this site." Phil, Australia
"I for one always had an adventurous spirit, but you and Susan lit the fire for my trip and I'll be forever grateful for what you two do to inspire others to just do it." Brent, USA
"Your website is a mecca of valuable information and the (video) series is informative, entertaining, and inspiring!" Jennifer, Canada
"Your worldwide organisation and events are the Go To places to for all serious touring and aspiring touring bikers." Trevor, South Africa
"This is the answer to all my questions." Haydn, Australia
"Keep going the excellent work you are doing for Horizons Unlimited - I love it!" Thomas, Germany
Lots more comments here!
Diaries of a compulsive traveller
by Graham Field
Book, eBook, Audiobook
"A compelling, honest, inspiring and entertaining writing style with a built-in feel-good factor" Get them NOW from the authors' website and Amazon.com, Amazon.ca, Amazon.co.uk.
Back Road Map Books and Backroad GPS Maps for all of Canada - a must have!
New to Horizons Unlimited?
New to motorcycle travelling? New to the HU site? Confused? Too many options? It's really very simple - just 4 easy steps!
Horizons Unlimited was founded in 1997 by Grant and Susan Johnson following their journey around the world on a BMW R80G/S.
Read more about Grant & Susan's story
Membership - help keep us going!
Horizons Unlimited is not a big multi-national company, just two people who love motorcycle travel and have grown what started as a hobby in 1997 into a full time job (usually 8-10 hours per day and 7 days a week) and a labour of love. To keep it going and a roof over our heads, we run events all over the world with the help of volunteers; we sell inspirational and informative DVDs; we have a few selected advertisers; and we make a small amount from memberships.
You don't have to be a Member to come to an HU meeting, access the website, or ask questions on the HUBB. What you get for your membership contribution is our sincere gratitude, good karma and knowing that you're helping to keep the motorcycle travel dream alive. Contributing Members and Gold Members do get additional features on the HUBB. Here's a list of all the Member benefits on the HUBB.
|
|
|