The CBSA website has a lot of information on it, including phone numbers. That would be your best source of information. I've never had a problem taking my formerly financed bike into the US and back but do give them a call to be completely sure. It's usually only an issue if you're planning on permanently importing the bike into Canada.
The main thing you need is to not have a criminal record; don't be carrying drugs of any kind; no firearms; and just answer the questions asked without volunteering anything else. DUI is considered a criminal offence for CBSA purposes. Many US citizens are shocked when they're turned back at the border because of a DUI/DWI.
They may ask about employment and/or the amount of money you have, what you're bringing into the country, and whom you're planning on visiting. But overall, it should be a very routine crossing for the vast majority of US citizens.
Have a great trip!
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