Valued forum,
Can anyone give me a contact for an insurance agent in India (New Delhi) or Nepal (Kathmandu) who can help me to get my (Singapore registered) bike insured.
Thanks
Uli

I can't tell you where to get insurance but will point out that if you have an accident in India or Nepal as a foreigner you will be held responsible regardless of who caused it. In the event of an accident be prepared to pay "compensation" in cash Rupees and avoid calling the police, that would open a whole can of worms.
Insurance is available and the certificate is useful if asked for it by a police officer but don't expect it to pay out if you need it,

Some travellers advised - if this happens - to speed up and go to the next police station...so seems to be some debate within the community on how to react in this situation.
Did you have any experience or did this happened to you ??

I never expected an insurance actually really paying...but I want to avoid talking and bribing myself out of every roadside police control..thats why I always have a local insurance...though I would not count on it when it comes to paying.

But I am still hoping someone from HU will be able to advise me how and where to get...

Uli

In Nepal, I never heard of insurance that foreigners could buy, and insurance for locals wasn't worth the paper it was written on. It only worked if you were rich, a politician or the right caste. Nepal is still very very corrupt, but tourists are not usually affected by it.

I hit a boy on a bicycle in Pokhara, (avoided a scooter driving down the wrong side of the road on a rocky section), and every one buggered off, so I scooped him up and walked him to the local pharmacy. What ensued was a two day battle with the pharmacists and hospital trying to rob me blind (I was earning a Nepali wage at the time). The family were trying to claim for 7 people to be taxi'd from all parts of the country to be with the boy. All got sorted but wasn't cheap on that wage, but in the grand scheme of things not to bad.. compared with lets say the litigation nations

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https://fernsforays.wordpress.com/

Not sure about Nepal but ask around Karol Bagh in New Delhi and you're sure to find something. In India, it is the vehicle that is insured not the driver and 3rd party is mandatory, cheap and probably useless, accept to remain within the limits of the law.

As for accidents, yes things can turn nasty very quickly and the only advice would be to rely on your gut feelings; if something feels as though it is going to get nasty and you can get out, then the best thing might be to clear off and report the accident at the nearest police station, and possibly notify your embassy.

Usually accidents result in big crowds and sometimes they dish out beatings', or worse, to the perceived person of liability, and as someone correctly observed, this will usually be you. I'm not sure if it's true or its an anecdote, bit I heard of someone who had a prang with a scooter and when the plod turned up, he tried to explain it was the other parties fault, to which the policeman said 'but sir, it is the fault of you, for it was you who came to India'.

Take real care in India and drive as slowly as you reasonably can. India is probably the most compelling place to travel and certainly one of the most bizarre. It is also probably the worst place in the world to travel by road and one of the most exciting as well! Boredom is a defunct noun in that country, I love it there. I would be happy to impart advice or offer hints about places off the beaten track should you PM me.

Best of luck,

Rtw

Its some years since I was there with the bike and we had an Indian friend trying to sort something for us. We were told it was not possible to insure a foreign registered bike there.
Same answer in Goa and Puna.
Go with the flow. Not many have insurance.

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Nostradamus Ate My Hamster

I got my insurance for India through the WIAA in Mumbai. Not sure if you can deal with them online or over the phone, but I'd think they would have an office Dehli also.
They required it for my bike to clear customs at the Mumbai airport.

When I rode into Nepal, they didn't require anything

I carried cash just in case. I doubt a lot of drivers there actually know what insurance is let alone obtain it. Probably better adopting a religion at the border and ask that god to watch over you, just as effective

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Steven
Perth to Perth 2012

I got an insurance for my european registered bike at the local branch office of the 'National Insurance Company Ltd.' in Imphal, Manipur.
The cost was 1072 rs for a one year third party insurance valid in India, Nepal, Pakistan, Bangladesh, Bhutan, Maldives and Sri Lanka.
website with contact details and offices